We have listed below a number of the areas where we offer advice. However, as our preference is to provide you with holistic advice, these areas will interlink when considering your current situation and future objectives.
Investments
ISAs (individual savings account), PEPs (personal equity plan) and Bonds – we will review and advise you on your existing investments or provide advice on cash that you are considering investing. In all cases we will provide you with a report with our recommendations.
Learn About Our Investment Ethos
Pensions and Retirement Income
Do you want to talk about starting pension contributions or will your existing pension provide you with the income you want when you retire? We will review your pension requirements and advise you on the most suitable course of action for your circumstances. Don’t forget, a pension contract is an investment.
Reviewing your existing financial arrangements
When your circumstances and attitudes change do you review your investments and other policies? We will prepare a report on your current situation and make recommendations based on your new circumstances and future objectives.
Personal and Family Protection
Death, illness, unemployment and accidents. We will help you to plan for the things you don’t want to happen – but which can cause concern if they do.
Inheritance Tax Mitigation
Are you worried about the amount of tax your estate might have to pay when you die? We will explain the options available to you and how you may be able to reduce this amount.
Mortgages & Remortgages
Are you a first-time buyer or moving house? Have you still got the right mortgage? We can help you through the maze of available mortgages.
Lifestyle Planning
A process of understanding how you want to live and developing a financial plan to help you make it happen.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.
The Financial Services Authority does not regulate Taxation advice and some forms of Mortgages.
Your home may be repossessed if you do not keep up repayments on your Mortgage.