Investing can be daunting, complicated and shrouded in uncertainty. Our investment process has been designed by leading experts to be robust yet clear, enabling us to build a solution that aims to meet your expectations. We will work with you to find out what risk you are willing to take and then build an investment […]
It is human nature to buy an investment that is ‘doing well’ and not buy an investment that is ‘doing badly of course past performance really is no guide to future returns. This investment strategy may lead you to want to buy at the market peak when prices are high and sell during market lows […]
We only use leading fund managers who pass our rigorous selection criteria. An independent investment committee monitors the activity of the selected fund managers to ensure that they are investing your money as they have said they will. We will ensure that your investments are rebalanced, where appropriate – so that over time your investments […]
Over time, many of us accumulate different investment plans and products that hold and administer our monies (such as ISAS, pension plans, investment bonds and so on). The innovation of technology has evolved the way your monies can be held, namely through things called Platforms. There are pros and cons for platforms. While there are […]
The Government wants you to save and invest for your future, and so has allowed tax wrappers to help. A tax wrapper is a financial product, such as a pension, Individual Savings Accaunt (ISA) or bond, within which your investments can be held, and which usually has certain tax benefits. Some give you back tax […]
There are people who believe that with extra knowledge and research, market movements can be maximised for a better return (an ‘acti approach). There are others that believe that markets are efficient, that ‘demand and price’ will balance themselves to a natural equilibrium, and so it is not easy to beat the market average (known […]
Just because something is a good idea today doesn’t mean it will be tomorrow. Investing in just one idea can therefore potentially lead to big problems. We aim to build a wide ranging investment solution for our clients, investing in a diversified portfolio – a broad selection of assets which meet your own attitude to […]
When it comes to investing, nobody vants any nasty surprises. You can have the best plans in the world but if you choose the wrong funds to invest in then you could see those plans disappear in front of your eyes. You need to know that your investments are aligned to your goals. We will […]
It may well be that you already have some financial plans in place and it can be confusing to know whether or not you should stick with what you’ve got or update your investments when something new comes along. We can analyse investments that you already have and show you whether or not your current […]
Our investment ethos Our job as financial planners is not to guarantee future returns or to try and second guess which investments will perform best – after all, we don’t have a crystal ball. Our job is to use our knowledge, skill and experience to maximise the chances of you achieving your aims and objectives. […]